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Answers of Common Questions

What changes can I make to my floor plan?

You simply tell us what you want to change, and we’ll make it happen. We have a full time design department, so whether it be changing the interior of your home by moving walls or adding square footage, or redesigning the exterior, we can customize according to your wants and needs.

Does CHIN ARCHITECT offer any financing programs?

Leveraging our strategic financial partnerships, we are able to offer a variety of mortgage options to suit your individual needs including: low to no down payment options, conventional financing with as little as 5% down, no PMI options, FHA, VA and Rural Housing (USDA) programs.

Can I build a new home when I have an existing home to sell?

Yes! We have several popular programs, which may grant you access to a portion, or even all, of the equity in your current home. This equity can serve as your down payment and possibly reduce, or even eliminate, your existing home payment. Another key benefit is moving directly from your current home into your new CHIN ARCHITECT without having to move twice, rent, or pay unnecessary storage costs.

Can I finance land in my construction loan?

You can finance your land, along with your new home, into one construction loan. This will save on two separate closings, which will save you money on your overall closing costs. This also applies if you already own your land and have a balance remaining to the original lender as well. The balance of your land purchase will be consolidated into your loan and will eliminate a separate payment.

Where is CHIN ARCHITECT from?

CHIN ARCHITECTis one of the largest family-owned custom homebuilders in the nation. For more than 18 years we have been building homes for families across the state. We started in Kota Kinabalu, Sabah, Malaysia, and have continually delivered custom homes at an incredible value since 1995.

What selections do I have to choose from?

At CHIN ARCHITECT you can choose everything from your rooftop to your countertop. We offer a one-stop-shopping experience at our Design Centers, where you can make all of your selections. Or if you prefer, you can make your selections from the comfort of your own home. - Back

What is included in the price of the home?

We pride ourselves in having the most complete standard features in the industry. In surveying our homeowners, the number one reason they selected CHIN ARCHITECT was Price and Value. No other builder could offer this level of craftsmanship, and still offer this much square footage for the price. Choose the Design Center closest to your building location to see our complete list of standard features.

What warranties are included with the purchase of my new CHIN ARCHITECT?

A Ten-Year Insured Transferable Structural Warranty backs every CHIN ARCHITECT. The guidelines to qualify for this warranty are so strict that only 1% of builders nationwide qualify to offer it. Requirements include not only superior building materials and workmanship, but financial management and customer satisfaction as well. 2-10 Homebuyers Warranty, which provides the insured warranty, is one of the largest construction insurance companies in the country. CHIN ARCHITECT has been recognized for having one of the lowest claim rates in the nation. We are pleased to have received the Diamond Builder Designation by 2-10 Home Buyers Warranty for excellence in construction standards, customer satisfaction, and financial stability. Only 46 builders in the last 15 years have received this designation nationally.

How much is my home going to cost?

With our state of the art pricing system, we itemize over 200 standard and optional features... no hidden costs, no unwelcome surprises. Get a free quote!

How long will it take to build my new home?

Our commitment to the highest level of quality is unwavering, but we understand how important time is and we respect that. We are one of the few builders that will provide you with a written guaranteed move in date. - Back

How am I kept informed during the construction process?

We believe communication is the key to any strong relationship. Your personal builder will keep you informed of the progress of your home and if you have any questions about your construction, you will have your personal builder's cell phone number to contact him directly.

Where does CHIN ARCHITECT build?

We are an on your lot custom homebuilder, we build where you want to be, whether it’s in a subdivision or in a rural setting. Typically, we build within 40 – 50 miles from our Design Center. Some of our Design Centers build much further than the 50 mile radius, so please call for details.

How can I find land to build on?

We will be happy to assist you in finding your land. CHIN ARCHITECT has strong partnerships with Realtors who specialize in finding land in your area.

How do I know if my lot is buildable?

CHIN ARCHITECT will schedule a time for your personal builder to inspect your lot. He will review things like locating your home on the lot, your setbacks and locating your utilities.

Have land?

Great! The first step is to evaluate your site. As a custom builder who has built more than 6000 homes, we know each lot has unique characteristics. We build your home on your land - the way you want it. With hundreds of home plans to choose from and each one customizable to fit your needs, we will work with you to make sure your home fits perfectly.

Don't have land?

That's no problem. About half of our home owners didn't have land before they came to us. We have valuable relationships with the real estate community in each of our building areas who will be happy to help you find the perfect lot for your home.

Financing?

Most of our home owners choose a one-time closing since you only have one set of closing costs. This combines the cost of your land and the cost of your new custom home. Or, if you own your land, you can use the equity towards the down payment. Keep in mind, you do not have to pay off the lot first - the lot and home can be combined into one mortgage.  Contact a lender today to get started!

Contact us at: chin178@gmail.com     www.ArchitectChin.com

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